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Terms of Business

Last updated: May 2026

Introduction

These Terms of Business set out the standard terms on which WBA UK Holdings 1 Limited (trading as ABL Finance) provides financial advisory and bank-instrument facilitation services. Specific engagement letters or mandate agreements may supplement or override these standard terms.

Scope of services

ABL Finance provides advisory and arrangement services in relation to Standby Letters of Credit, Bank Guarantees, Trade Finance, Project Finance, Corporate Finance Advisory, Risk Management, Asset Management and Tax & Regulatory Advisory. We do not act as a deposit-taker, lender, broker-dealer or licensed investment manager unless specifically agreed in writing.

The exact scope of any engagement is defined in the relevant engagement letter and supersedes any general descriptions on this website.

Fees and payment

Fees are agreed in writing in advance of each engagement. Depending on the service, our fees may include consultation fees, retainer fees, success fees and bank-charge pass-throughs. All fees are quoted exclusive of VAT and applicable disbursements.

Invoices are payable within 14 days of the invoice date unless otherwise agreed.

Limitation of liability

Our aggregate liability to you in connection with any engagement, whether in contract, tort (including negligence), breach of statutory duty or otherwise, shall be limited to the fees paid by you under the relevant engagement. We accept no liability for indirect, consequential or pure economic loss. Nothing in these Terms limits or excludes liability where it would be unlawful to do so, including for fraud or fraudulent misrepresentation.

Governing law

These Terms of Business and any engagement between us is governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction over any dispute arising in connection with our services.

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